Notice periods — from YOUR subcontract's payment terms (Scheme defaults shown)
Their Payment Notice — days after due
Final date — days after due
Their Pay Less — days before final
Presets prefill typical values — always copy the periods from your actual subcontract; its terms take precedence. Procedural information, not legal advice.
New application
Due date (from contract cycle)
Gross to date £
Previously certified £
This application £
Under-certification = what you've applied for minus what they've certified. Every pound of it is an interest-free loan to your client.
Held = retention % × your latest gross application. Half falls due at practical completion, the rest when defects are made good. UK contractors are owed billions in retention nobody ever chased — this page is the chasing.